Why dnt you love me/ college curlies inspired do

i seen a post of Jamilas blog at http://collegecurlies.blogspot.com/ and just had to try the stye with the scarf. I had bought a couple scarfs from the thrift store the other day, so timing was perfect. anywho heres the look.

oh yeah, i am on a hunt for a good photo editing program. I just want to be able to make collages and add text to photos. iphoto doesnt allow this and aperture is just too complicated. anyways, i used Picnik to make this collage. I like it so far and will contiue to use it until i find something better. I just wonder if picnik owns my pictures once i upload them?????